Summer Financial Aid
Important: Summer 2025 information and the process will be updated around the start of Summer 2025 registration. Thank you for your patience as we work to revamp the process and make it as concise and clear as possible for students.
University of Hawaiʻi–West Oʻahu students enrolled in the summer may be eligible to receive federal funding, such as the Federal Pell Grant and/or federal loans, as well as private loans. Students who did not utilize their federal loans up to their annual loan limits during the academic year may be eligible to apply these funds towards their summer costs with at least half-time enrollment.
Summer 2025 is part of the 2024-25 aid year. If you are interested in financial aid for Summer 2025, you must submit your 2024-25 FAFSA with the University of Hawaiʻi–West Oʻahu on your school list: https://studentaid.gov/h/apply-for-aid/fafsa.
Generally, students who have applied/received financial assistance during the Fall 2024 and/or Spring 2025 and who continue to meet Financial Aid Satisfactory Academic Progress (SAP) may be considered as follows:
Federal Pell Grant
Pell Grant funding may be available to qualified students who did not utilize their full Pell Grant eligibility during the academic year 24-25. Pell grant eligibility is not guaranteed and will be dependent upon specific criteria such as your SAI (Student Aid Index), enrollment levels, and allowable maximums.
Note: Receiving a Federal Pell Grant during any semester will count toward your 600% Pell Grant Lifetime Limit. To view your Federal Pell Grant Life Time Eligibility Used (LEU) percentage, please log into “studentaid.gov” using your FSA ID: https://studentaid.gov/fsa-id/sign-in/landing
Federal Direct Loans
To utilize federal loans for the summer, students must be enrolled at least half-time enrollment (6 or more degree-applicable credits) at UH West Oʻahu.
*If you have already received federal loans up to your maximum annual loan limit during the Fall and Spring terms, you will not be eligible for an increase to your federal loans.
The annual limits are as follows:
| Subsidized | Additional Unsubsidized | Maximum Combined | |
|---|---|---|---|
| Dependent Freshmen: | $3,500 | $2,000 | $5,500 |
| Dependent Sophomore: | $4,500 | $2,000 | $6,500 |
| Dependent Junior/Senior: | $5,500 | $2,000 | $7,500 |
| Independent Freshmen: | $3,500 | $6,000 | $9,500 |
| Independent Sophomore: | $4,500 | $6,000 | $10,500 |
| Independent Junior/Senior: | $5,500 | $7,000 | $12,500 |
Private Loans
Before applying for a private loan, students are strongly encouraged to utilize any remaining federal student loans. If students would like to finance their summer tuition by applying for a private loan, students will need to apply directly through the lender in which they are interested in borrowing from.
For more information about federal and private loans, including the maximum annual federal loan limits please visit the Loans webpage.
Additional Information:
- University of Hawai’i-Oahu’s Summer Financial Aid Request Form will be available on our website soon after Summer 2024 registration begins. If you have any questions, please contact us at uhwofa@hawaii.edu for any questions.
- Summer awards will be based on expected costs for the period of enrollment, enrollment level, and remaining eligibility. Any changes to your registration may affect and delay your financial aid.
- Prior to disbursement, eligibility will be determined. If your award is based on enrollment in both summer sessions aid may not be disbursed until the 2nd summer session starts.
- For students who are concurrently enrolled please complete a Concurrent Enrollment Form online located on our Financial Aid Forms page. A minimum of 6 degree-applicable credits at UH West Oʻahu is required for concurrent enrollment to count toward your financial aid eligibility.
Federal Loans for Summer 2024 will be applied to your UHWO student account no earlier than:
| Summer Session 1 | Summer Session 2 | Summer Session 1 and 2 |
|---|---|---|
| (6 credit enrollment) | (6 credit enrollment) | (3 credit SS1 + 3 credit SS2 enrollment) |
| No earlier than: May 10, 2024 | No earlier than: July 1, 2024 | No earlier than: July 1, 2024 |
ATTENTION: If you do not complete or attend the courses upon which your summer aid is based, you may be REQUIRED TO REPAY any aid that was applied to your account
Submission of a Summer Financial Aid Form
To start the Summer Financial Aid Request Form for Summer 2025, please use the following link.