Student Health Insurance

The University of Hawaiʻi encourages students to think about their health insurance needs. Lack of adequate insurance coverage may be financially devastating in the event of a major illness or accident. Medical costs can be a burden even in the case of a minor illness. Consequently, the purchase of medical insurance should not be considered “extra,” but rather should be viewed as a cost of daily living, in the same way as housing, food and transportation. Please be aware that medical insurance is considered a legitimate cost of education for purposes of financial aid and should be listed on your financial aid application.

The University of Hawaiʻi has selected HMSA (Hawaii Medical Service Association, Blue Cross-Blue Shield of Hawaii) to provide student health insurance for UH students for the current academic year (Fall 2022 – Summer 2023). If you do not already have health insurance coverage, the University has an option for you.

You have a choice of four plan options for the UH Student Plan. All options provide medical and prescription drug coverage along with laboratory, radiology, mental health, family planning, medical evacuation, and overseas travel benefits. However, depending on your health insurance needs, you also have the option to purchase dental and Repatriation, Life Insurance, and Accidental Death & Dismemberment benefits.