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University of Hawai'i - West O'ahu

Types of Aid

Financial aid comes in a variety of forms which may include grants, scholarships, loans and work study.

Scholarships

There are a number of scholarships offered through the University of Hawai‘i – West O‘ahu. Scholarships are usually awarded on the basis of merit, academic performance, and/or financial need. Full tuition scholarships such as the Regents or Presidential Scholarships will have their own application process, while our partial tuition scholarships can be applied for through the UH System Common Scholarship Application. Most scholarships require students to also submit a FAFSA. 

Students applying for scholarships may be required to complete a separate application. Monies received from external sources (e.g. VA, third party payments, external scholarships) must be reported to the Financial Aid Office.

You can contact the UH West O’ahu Financial Aid Office via email (uhwo.finaid@hawaii.edu) for more information.

Find out more about the scholarships that UH West Oʻahu offers.

Grants

Grants are a form of aid that does not need to be repaid. Eligibility is determined based upon financial need. The following grant programs are offered at the University of Hawai‘i – West O‘ahu.

Federal Pell Grant

The Federal Pell Grant is awarded to students with exceptional financial need, who are pursuing their first baccalaureate degree and have not met their Pell Lifetime Eligibility Usage (LEU). To be eligible for the federal Pell Grant, the student must be enrolled at least half-time (minimum of 6-credits). In a few cases, less than half-time enrolled recipients may qualify. The award amount is based on the student’s EFC as determined by the U.S. Department of Education and based on congressional funding.

Federal Supplemental Education Opportunity Grant (FSEOG)

The FSEOG is awarded to  students with exceptional financial need, who are Pell Grant eligible and are enrolled at least half-time (minimum of 6-credits). Funding is limited and award amounts for this fund will vary.

UH Opportunity Grants are awarded to students with financial need and are intended to protect the access of low-income students to higher education. To be eligible for this fund, the student must demonstrate financial need by completing the FAFSA, be a resident of Hawai‘i and be enrolled at least at half-time (6-credits) as a classified undergraduate student. Funding is limited and award amounts will vary.

Loans

Loans are borrowed monies that must be repaid with interest. Eligibility for the federal student loan programs require completion of the FAFSA. To process and disburse a loan through the University of Hawai‘i – West O‘ahu, separate loan requirements will need to be completed as instructed. The student must be enrolled with UH West O’ahu at a minimum of 6 credits to be eligible for any federal loan program. The following federal loans are offered through UH West Oʻahu.

Direct Subsidized Stafford Loan

Subsidized Stafford Loans are awarded to undergraduate students who demonstrate financial need. (Interest rates may vary each aid year.)This loan is funded by the federal government and subsidizes (pays) the interest on the loan until the student enters repayment or when the student is in deferment status. A loan fee of up to 3% may be assessed at the time of disbursement. A minimum enrollment of 6-credits with the University is required to maintain eligibility for this fund.

Direct Unsubsidized Stafford Loan

Unsubsidized Stafford Loans are awarded to undergraduate and graduate students who do not demonstrate financial need. (Interest rates may vary each aid year.) For undergraduate students, this fund may also be used to supplement a Subsidized Stafford loan. Although the terms for the Unsubsidized Stafford loan are similar to the Subsidized Stafford loan, the federal government does not subsidize the interest on this loan. The student is responsible for any accrued interest from the time of disbursement through repayment until the loan has been paid in full. The student has the option of capitalizing the interest until repayment begins, thus having the loan accrue interest while in school and added to the principal loan amount. A loan fee of up to 3% may be assessed at each disbursement. A minimum enrollment of 6-credits with the University is required to maintain eligibility for this fund.

Direct Parent Loan for Undergraduate Student (PLUS) Loan

A federal loan for parents of dependent undergraduate students enrolled at least half-time (minimum 6-credits) with the University. The interest on the PLUS loan may vary. Parents who have an acceptable credit history may borrow up to the student’s cost of attendance less any other financial aid. Repayment usually begins 60 days after the final loan disbursement for the academic year. Interest is assessed from the date of the first disbursement until the loan is paid in full. A loan fee of up to 4% may be assessed at each disbursement. To apply for the parent PLUS loan, a completed parent PLUS Loan Request Form must be submitted to the Financial Aid Office. View additional information regarding the Direct PLUS Loan.

Federal Work Study (FWS)

The Federal Work Study (FWS) program awards monies for part-time employment to students with financial need. Recipients of this award must be enrolled at least half-time (minimum 6-credits) and meet the satisfactory academic progress requirements for financial aid. Students are paid at least the minimum wage and receive their pay bi-monthly. The Financial Aid Office determines earnings limits (e.g. FWS award) and the student will be notified of this limit via their award offer. If interested in the Federal Work Study program, contact the Financial Aid Office. To view available FWS positions go to the Student Employment website.

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